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Here's the "new rule" everyone talks about: You have to compare auto insurance quotes. In fact, don't even consider buying car insurance without doing this first.

Comparing car insurance quotes from a legitimate, unbiased source is easier than you think. Websites like Insurance Comparisons do all the work for you, and can save you hundreds of dollars on your car insurance in just a matter of minutes.

Out of the 100′s of insurers out there, only a handful will give you the really big discounts. But they ARE out there, and they WANT to insure you – you just haven't found each other yet.

But that changes today: You can automatically compare auto insurance companies – it's fast, it's easy, and it's FREE. Heck, it's even fun (well, as fun as insurance can be!)

NOTE: You're NEVER LOCKED into your current policy. Even if you've already paid your current policy, you can very easily cancel and the balance will be refunded.

So FOLLOW THE NEW RULE and get your auto insurance discounts.

BANKS AND RIPPLE

Do you want to learn more about auto insurance, good driver discounts, and more? That's great, because you've come to the right place. Let's go over some auto insurance basics, and get you the best rate on auto insurance possible.

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There are several factors that determine your auto insurance rate, including:

• Your age
• Marital status
• Driving record
• How much you drive
• Type of coverage
• Amount of coverage
• Type of vehicle

The above are the basics, but it is not an all-inclusive list – there are other factors that could determine your auto insurance rate, including your state, city, etc.

Each auto insurance provider has tables and formulas regarding rates, and each may put more or less weight on any one factor, but most of the above will affect the rate you pay. Married people usually pay less than single people, sports cars pay more than minivans, and so on.

HOW TO GET A COINBASE WALLET

Auto insurance will generally provide liability, property, and medical coverage. Let's look at all three:

Liability:
Liability coverage handles the insured's legal responsibility regarding both bodily injury and/or property damage to others. So in other words, if you get into an accident that's your fault, your liability coverage will pay the other person for their injuries and/or destroyed property/vehicle. This is subject to policy limits. Almost all states require some form of liability coverage in certain minimums.

Medical:
Medical coverage can pay for injuries, rehabilitation and physical therapy, medical/hospital expenses, and perhaps even lost wages and funeral expenses. Like liability, there are limits to the amounts that are paid. Medical can cover both the insured and other parties, depending on the coverage purchased.

Property:
Property can fall under liability coverage (you hit and damage someone's car or similar), but it can also cover the insured's vehicle depending on what you purchase in your auto insurance policy. Collision coverage can cover your car in the case of an accident (especially if it's your fault), and Comprehensive coverage will generally cover theft, something falling on your car, hail damage, your glass windows, etc. Note: Lenders will almost always require Collision and Comprehensive coverage if there is still a loan on the car. However, if you have an older car that is paid off but not worth very much in "book value", not carrying collision and/or comprehensive can save you money.

There is also the matter of uninsured/under-insured coverage. This will help protect you in an accident if the other driver is at fault, but doesn't have insurance (or not enough insurance.)

ROBINHOOD OR COINBASE

The way you become an auto insurance winner is to compare auto insurance rates, and get the largest discount you deserve.

You really should compare car insurance companies online, because some of them will reward you for things like not having any tickets in the last three years, or for never having a DWI. Some will also reward you if you drive less than 20 miles a day to work. It depends on the company.

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Yes you can!

Even if you've already paid your premium for the year, you can cancel, and the company must reimburse you for the unused portion. And your new company's auto insurance coverage (with lower rates because you compared, right?) will take over right away, leaving no gaps in coverage.

So if you haven't compared rates yet, you should right now. It's fast, it's free, there's no obligation, and you're almost certain to save a bundle!